About Section 8 Apartments

Section 8 housing in the US has been assisting Americans with their housing needs since 1937. The low income housing program was designed with the knowledge that housing is a foundation for living a healthy and productive life. The local housing authorities working with HUD currently offers low income house rental assistance for approximately 4.8 million Americans who are living within mandated poverty levels. Any resident of the United States can apply for Section 8, and if accepted into the program, will be given vouchers that can be used toward paying for their low income house rentals, or apartments, as long as he or she agrees to comply with the guidelines set forth by HUD and the local housing authority.

Section 8 eligibility is determined by many factors, including income, how many members are in the household, citizenship status, criminal history and rental history. If any of these areas show discrepancies, or suggest irresponsible or troubling behavior by the applicant, or anyone in their family, the applicant may be denied benefits.

What are the qualifications for low-income housing? In all areas of the US the median family income is used to determine an applicant’s eligibility. Section 8 eligibility stipulates that the applicant falls into the 80 percent or less of the area’s median salary range. Very low income limits will be set at the 50 percent of median income, while extremely low income limits fall into the 30 percent range. Those Section 8 housing applicants who fall into the lower categories are assigned greater priority. Many applicants wonder, “Do I qualify for Section 8 housing?” when viewing the criteria for eligibility. While no one factor will deny an applicant Section 8 benefits, having a less than satisfactory rental history, or a criminal record involving serious crimes, will severely limit the applicant’s ability to be accepted. Most Section 8 denials are based on income limits.

The largest proponent of the Section 8 Housing Program in the U.S. is the Housing Choice Voucher program, followed by the project based Section 8 housing program. For each of these programs, applicants will need to meet certain Section 8 eligibility criterion. Section 8 applicants, when qualified for Section 8 housing vouchers, may still face waiting lists, and in some instances denials. To learn more about Section 8 Housing in the US, refer to the following options:

What is Section 8?

The Section 8 program was created by the federal government to assist low-income individuals and families with finding affordable private housing. To learn how you can become a member of this assistance program, download our helpful guide today. Beneficiaries of the program have a percentage of their rent covered by the government via housing subsidies, which are administered on a local level by public housing agencies or PHAs directly to landlords. Section 8 members are allowed to choose apartments, townhouses or even modest homes in this program, but the landlord must accept government subsidies in order for the provided housing vouchers to be used. Learn more about how you can qualify for housing assistance and discover the steps to file an application by clicking here.

How much will my housing subsidy be?

As a Section 8 beneficiary, you will pay the difference between your landlord’s rent amount and how much your housing subsidy covers. To find out how you can get a housing subsidy, download our guide now. If you are accepted into the Section 8 program, your public housing agency will calculate the maximum assistance you can receive. Your maximum housing assistance will either be the total rent of your apartment/home minus 30 percent of your adjusted monthly income or it will be the payment standard less 30 percent of your adjusted monthly income, whichever amount is lower. To find out how Section 8 can benefit you today, click here.