Eligibility for Section 8 in Mississippi
Section 8 eligibility is determined by the two agencies that run the program. The program is primarily run by the Housing and Urban Development (HUD) agency. HUD works alongside each state’s housing program to come up with reasonable Section 8 eligibility requirements for that area. HUD also works to provide information about Section 8 eligibility, and answer common questions like, “What are the qualifications for low income housing in Mississippi?” Section 8 housing has a list of minimal eligibility requirements, and it does not require too much in the way of documentation from the applicant. More in-depth information about Section 8 eligibility is covered in the following areas:
- What are the requirements for Section 8 in Mississippi?
- Do I qualify for Section 8 housing in Mississippi?
- What do I need to apply for Section 8 in Mississippi?
What are the requirements for Section 8 in Mississippi?
One of the very first questions that new applicants have regarding Section 8 eligibility is “Do I qualify for Section 8 housing in Mississippi?” In order to determine Section 8 eligibility, applicants need to submit information concerning two primary areas. The first is the size of their family, and the second is the total income of everyone within the household. With this information, HUD agents are able to figure out which income bracket the applicant falls into, which is very important for Section 8 eligibility in Mississippi.
Another one of the requirements for meeting Section 8 eligibility in Mississippi concerns the background of the applicant. The applicant must be able to prove that they are a legal United States citizen. In addition, both the applicant as well as any members in the household must not have a criminal record in order to be eligible for Section 8 housing.
Do I qualify for Section 8 housing in Mississippi?
In Mississippi, there are three different income brackets. The extremely low bracket is for anyone that makes less than 30 percent of the area’s median income. The next bracket, very low, is for anyone that makes less than 50 percent of the area’s median income. The low bracket is for anyone that makes 80 percent less than the area’s median income. For Section 8 eligibility, applicants have to be in the extremely low income bracket. There are some neighborhoods that will accept applicants that are in the very low bracket as well.
Each county in Mississippi will have a different median income, which determines Section 8 eligibility. Finding out the median income is generally the most involved part of the application process. Applicants that are having trouble finding out the median income can contact a local HUD agent to help them with determining Section 8 eligibility in that particular county.
What do I need to apply for Section 8 in Mississippi?
Applicants wondering “What do I need to apply for Section 8 housing in Mississippi?” will be happy to know that the application only requires some basic information. Applicants will need any recent pay stubs, and banking statements to prove Section 8 eligibility. If they are currently employed, applicants should bring proof of that as well. Applicants that are receiving federal aid from another program will have to submit information about that as well. Lastly, if a candidate served in the military or has any disabilities they will have to provide relevant documentation as part of the Section 8 eligibility requirements.
In Mississippi, the Section 8 eligibility requirements state that all applications must be manually be filled out. Applicants can go online to print out the application, or they can travel down to a local HUD agency to pick up the application. Applicants have the option of consenting to let a HUD agent fill out the form on their behalf. Anyone that is struggling with understanding the Section 8 eligibility requirements might find it is easier to let an agent handle the process.
Just meeting all of the Section 8 eligibility requirements does not mean that an applicant will get pushed to the front of the line. Every year, there are thousands of potential applicants that are trying to get Section 8 housing vouchers. Applicants that are approved for the program will get put on a waiting list. The earlier that an applicant gets their application submitted to prove they meet Section 8 eligibility requirements, the faster they will go through the waiting list. Applicants that are disabled, elderly, or have served in the military will usually get priority. Families that have children under the age of 18 will also get moved ahead a little quicker.
What is Section 8?
The Section 8 program was created by the federal government to assist low-income individuals and families with finding affordable private housing. To learn how you can become a member of this assistance program, download our helpful guide today. Beneficiaries of the program have a percentage of their rent covered by the government via housing subsidies, which are administered on a local level by public housing agencies or PHAs directly to landlords. Section 8 members are allowed to choose apartments, townhouses or even modest homes in this program, but the landlord must accept government subsidies in order for the provided housing vouchers to be used. Learn more about how you can qualify for housing assistance and discover the steps to file an application by clicking here.
How much will my housing subsidy be?
As a Section 8 beneficiary, you will pay the difference between your landlordâ€™s rent amount and how much your housing subsidy covers. To find out how you can get a housing subsidy, download our guide now. If you are accepted into the Section 8 program, your public housing agency will calculate the maximum assistance you can receive. Your maximum housing assistance will either be the total rent of your apartment/home minus 30 percent of your adjusted monthly income or it will be the payment standard less 30 percent of your adjusted monthly income, whichever amount is lower. To find out how Section 8 can benefit you today, click here.